Do you urgently need a new car but lack the necessary funds to buy one upfront? If so, then you may be compelled to apply for a car loan, enabling you to buy one and gradually pay off what you owe later. However, if you are also in the unfortunate position of having a bad credit score, then your pa.....
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Are you juggling one or more credit card debts and struggling to repay what you owe? If so, then credit card refinancing could be for you. When done correctly, refinancing can potentially lower the amount of interest and fees you pay, extend the lifespan of the debt, and help you repay your debts f.....
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The Christmas and holiday period is the perfect time to relax and unwind, spend quality time with friends, family and loved ones, and even travel to exciting destinations. Although a worthwhile way to simmer down after a busy year, the financial burden of planning and executing your holiday activit.....
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Buy now, pay later (BNPL) lender Afterpay has soft-launched a new monthly subscription service called Afterpay Plus. It allows customers to split up their Google Pay, Apple Pay, or Samsung Pay purchases into four instalments — even for non-Afterpay affiliated online and in-store retailers. Financia.....
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There are good reasons to aspire for a high credit score. It can increase the odds of a lender approving you for a loan or line of credit. You may even acquire more favourable borrowing terms, such as a lower interest rate. Why? Because, through the eyes of a lender, a high credit score equates to .....
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Whether you plan on buying a new or used car, saving up for a new set of wheels can be challenging. That’s why around 14 percent of Australians have a car loan. But for people with bad credit, applying for a car loan can be risky. Why? For one, they are more likely to be rejected by lenders, which,.....
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  There are many reasons why people fall into debt. But until you experience the pain, stress, anguish, and frustration of being caught in a debt trap, then it can be hard to grasp just how it would ever happen to you. How would you slip into debt? How would it affect your life – and the life .....
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  Juggling multiple debts is hard. It is even harder for those with poor credit, as it can be more difficult to be approved for a debt consolidation loan. A debt consolidation loan involves taking out a bad credit personal loan, using the extra funds to repay your debts, and gradually paying o.....
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Repaying multiple debts at once can be stressful, especially if bad credit is limiting your debt relief options. One of these options is a debt consolidation loan, which typically involves you taking out a personal loan, using the extra funds to wipe your debts clean, and gradually paying off the n.....
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Before you apply for a debt consolidation loan, it is a good idea to review your credit score first. This will help give you an idea as to how likely you are to be approved for a debt consolidation loan, the interest rates, and how favourable the terms of the debt agreement will be to you. If you.....
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